Certified Financial Plannertm
You have worked hard your whole life to build and enjoy your wealth. Now its time to work with qualified professionals who are capable of understanding your unique needs and goals. Working with a CERTIFIED FINANCIAL PLANNERTM to manage your wealth, reduce your tax liability, secure your estate plan† and establish a businesses succession plan is a great way to make sure your needs are met.
Here are Skymark Advisors we have the CERTIFIED FINANCIAL PLANNERTM and the supporting staff you need to get the job done right.
In a world of near unlimited investment options, some that are right for you and some that are not, how can you know where the right balance between risk and reward is for you? There is no such thing as a risk free investment but we can help you find the the right balance whether you need principle protection or long term growth. Through our in depth risk analysis and goals based planning you can know that your investments will match your individual needs.
If you built your wealth through owning your own business as a sole proprietor or through partnership then having a proper business succession plan can increase your financial well being as well as helping you pass your work, dedication, and legacy on to the next generation. When you have taxes, partnerships, contracts and loved ones to consider when making this important decision, do go it alone. We can support you all along the way to make sure your getting the best possible result for you and your family. These negotiations and considerations can be tiring and burdensome with out the right professionals on your side.
Annuities and Pension plans are an important part of every retirement plan because those bring the ability for life time income backed by an insurance program. We all know there is no such thing as a free lunch and the guarantee of lifetime income is no different. To be given such a promise requires giving up some ability to overcome inflation and reducing your liquidity among other things. With our help you can know how much guaranteed income you should have while also protecting yourself from the massive impact inflation can have on your retirement.
Long term Care
Long term care is one of the largest concerns of the retirement community. This topic can be very stressful and overwhelming as you consider what options are available to you.
Medicare, Medicaid, Social Security Disability, Long Term Care Insurance, Miller Trusts, VA Benefits, Home Care, Nursing Home Care, and even daily living items like grocery shopping and home cleaning are all part of your long term care plan. With so many moving parts it can be difficult to know which way to move forward.
Here is some important information on the costs of long term care and when your ready to talk about your plan we will be here ready to help.
Whether your goals are to increase the inheritance of your beneficiaries, reduce your taxable income while living, provide your family income replacement as a result of your passing or any other need you wish to protect against, we have the top rated insurance providers that can provide you the right policy at the right price. Whether you need your policy for a short term period or a life time we have the coverage you need.
A financial plan is more than just setting a budget, establishing a savings, and planning future expenses. A full financial plan, in addition to those mentioned, will address each of these following items.
- Roth Conversions
- Long Term Care
- Inflation Protection
- Health Care
- Investment Strategy
- Life/Disability Insurance
- Estate Plan
- Business Succession
- Real Estate Property
- 401k/Pension Savings
- Social Security Income
- Retirement Hobbies
- Travel Expenses
- Liquidity/Cash Flows
- Retirement Stress Tests
- School Funding
If you are a trustee or executor of an estate there may be times that the process of collection, distribution, and on going management of the trust or estate will come with legal and financial liability to you as an individual.
Because of the fiduciary nature of your role it is requisite that you fulfill your duties in the most appropriate fashion possible. When questions arise you should never risk your personal well being for the sake of doing it yourself. When you need help you can know that our expertise can help you through any issue.
Debt has many purposes and in many cases can be helpful when used in the right way. Generally staying out of debt is preferred as it keeps your financial future free from the burden of debt, but there are times it is good to use as long as it is done appropriately.
Home mortgages, business loans, and short term debt instruments can help you reach your goals. We don’t provide loans but we can help you keep the ones you do have under control